There are lots of reasons the public calls on Central Appraisals, LLC

To a lot of people, an appraisal just looks like a line item on the break-sheet for a mortgage or refinance. Even though there are a budding number of automated home valuation methods that might seem less expensive than an appraisal, most lenders still need a local expert because the stakes are so high. But is obtaining a mortgage the only reason to acquire an appraisal? Are there also instances when the services of a certified, independent real estate professional might be helpful? You bet there are.


	For real estate appraisals in Columbus and Franklin County, it's easiest when your order online from Central Appraisals, LLC, just click here.

Dispute your tax assessment in Franklin County

If you live in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Central Appraisals, LLC is your best evidence when building your case. We're capable of assisting you in challenging your tax assessment.

Let Central Appraisals, LLC help you eliminate PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance plan that almost all lenders ask buyers to buy when the amount being loaned to the homeowner is more than 80% of the actual value of the home. This additional payment is often bundled into the monthly mortgage payment and is promptly forgotten. PMI isn't necessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to eliminate the PMI payments on most mortgages when the balance is paid down to 78% of the original value.

Central Appraisals, LLC can produce a statement regarding the value of your home, and the cost of the appraisal can usually be regained in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is a very daunting ordeal for the parties involved, and it is often further complicated by the hard decision of who maintains the property. So both parties are completely aware of the true market value of their home, it's a good idea to order an appraisal from Central Appraisals, LLC, regardless of the situation.

The parties will have a better idea of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Fair and accurate estate liquidation

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion.

Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to manage these affairs. A home or other property often makes up an unequal share of the total estate value, so understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Let Central Appraisals, LLC help you with relocating to or from Franklin County

Moving due to a job change can be a more than just an inconvenience, and we understand. We take great care in organizing an accommodating appointment time for the appraisal inspection. During our intensive process, we suggest relocating employees to provide input on the positive attributes of their property, along with information regarding any new sales or listings in their neighborhood that they want considered.

Selling your home quickly at the right price with an appraisal from Central Appraisals, LLC

Whether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a better educated decision regarding your selling price. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are calculated on our efforts to perform the appraisal report and and aren't related to the sales price.

We examine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses stay on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.